How To Get Boost Mobile Phone Financing – Guide

Are you looking for a way to get “Boost Mobile Phone Financing”? If yes, then you have stumbled upon the right article.

As a Boost Mobile customer who got his new smartphone through Boost Mobile’s finance feature, I will provide a guide to help you through the complete finance process.

So, without further ado, let’s begin –

What is Boost Mobile Phone Financing?

Boost Mobile Phone Financing is known as BoostUP! It is a finance program that helps Boost Mobile loyal customers buy their dream smartphone without paying the full cost upfront.

With the help of financing, you can divide the cost of your new phone into monthly installments. This Boost Mobile Phone Financing is available with new or refurbished phones.

To qualify as an existing Boost Mobile customer, you must have a Boost account with good standing. However, new customers may need to have a good credit score of 640 or higher. But what if you Don’t have a good credit score? Don’t worry! You may still be able to get financing through a third-party lender, or you can read our guide on “Boost Mobile deals for existing customers in 2023.”

How To Get Boost Mobile Phone Financing

As discussed, Boost Mobile Phone Financing provides a great way to finance a phone by paying monthly installments.

To finance a Boost Mobile phone, there are several steps you need to follow:

• Existing customers must have a Boost account in good standing. This means all your bills must be paid, and you have a good payment history.
• New customers, make sure you have a good credit score.
• Choose a phone that is eligible for financing and that you like.
• Next, apply for financing and pay any required down payments.
• Finally, pay monthly installments until the phone is fully paid off. After completing all the installments, the phone will be yours.

How Does Boost Mobile Payment Work?

Boost Mobile phone financing offers various payment options for their services. You can choose the best which suits you.

Here are the ways you can pay:-

AutoPay

The most convenient and easiest way to pay your bill. Your bill will be automatically deducted from your checking account or credit card on the same day each month.

Online

You can pay your bill by visiting the Boost Mobile website. On the website, you must log in to your account and pay with your debit or credit card.

Over the phone

You can call 833-50-BOOST (833-502-6678) to pay your bill over the phone. While paying over the phone, a Boost Mobile customer executive will ask you for the details of your debit or credit card (Visa, MasterCard, American Express, or Discover) to complete the payment.

In-store

You can visit any Boost Mobile store to make your monthly payment. The best part about paying on the Boost Mobile store is that you can use cash along with your debit or credit card.

Replenishment cards

You can purchase these cards at participating retailers. They can be used to pay your bill or add minutes to your account.

PayPal

If you have a PayPal account, you can use it to pay your Boost Mobile Phone bill. You must log in to your Boost Mobile account and choose PayPal as your payment method.

Note: Your service may be suspended if you fail to pay your bill promptly. If you continue not to pay your bill, your service may be terminated permanently.

Does Boost Mobile do a credit check?

Boost Mobile does not conduct a credit check when you sign up for their services. This means that regardless of your credit history, you can still get a plan with Boost Mobile.

The company also doesn’t conduct any credit checks when you are applying for Boost Mobile Phone Financing as an existing customer. You have to have a Boost account with good standing.

However, for new customers, a soft credit check will be conducted. To qualify, you need to have a good credit score of 640 or higher.

If you are approved for BoostUP!, you will be asked to make a down payment on the phone and then pay off the remaining balance over a period of 18 months.

How To Buy Boost Mobile Phones?

Here are some ways to buy Boost Mobile Phones through financing.

Online

You can purchase Boost Mobile phones and plans online at the Boost Mobile website. To purchase, log into your account and check the “My Device” section.

You may be eligible for installment billing if you have paid your last 12 payments on time with a monthly plan of $35 or more through Boost and are not enrolled in the Premier Grace Period program.

In-store

You can buy Boost Mobile phones by visiting the Boost Mobile store. You can find a Boost Mobile nearby store by visiting “https://www.boostmobile.com/stores”

From a third-party retailer:

You can buy Boost Mobile phones through third-party retailers like Walmart, Amazon, and Best Buy.

Before purchasing a Boost Mobile phone, read our guide on “How to get Boost Mobile Phone Insurance” to protect your phone from damage.

Can I get a Free Boost Mobile Phone From Government?

Boost Mobile participates in government assistance Lifeline and Affordable Connectivity Program. Its participation helps low-income families get a free government Boost mobile phone and phone services.

Boost Mobile ACP program offers a discount of $35 and $75 (Qualified tribal lands) on monthly Boost Moblie phone services and a discount of up to $100 towards a purchase of certain internet-connected devices such as Boost ACP tablets or smartphones.

Whereas the Boost Mobile Lifeline program offers a discount of up to $9.25 and $34.25 (Qualified tribal lands) on monthly phone services.

FAQs

Who is eligible for Boost Mobile Phone Financing?

To be eligible for Boost Mobile Financing, you must be a current Boost Mobile customer with at least 12 consecutive on-time payments. You also cannot be enrolled in the Premier Grace Period program or have an unpaid debt with Boost Mobile.

What are the down payment requirements for Boost Mobile Phone Financing?

The down payment for the Boost Mobile Phone amount will depend on your chosen mobile. For example:- iPhone 13 Pro Max: $449,
Samsung Galaxy S22 Ultra: $249, Google Pixel 6 Pro: $199, Motorola Edge 30 Pro: $149, TCL 20 Pro 5G: $99

What happens if I cancel my Boost Mobile service before I pay off my Boost Mobile Phone?

You will be responsible for the remaining balance if you cancel your Boost Mobile service before paying off your phone’s remaining amount.